Saturday, December 25, 2010

List of Adsense Alternatives

Good List of Adsense Alternatives


I can add to that...




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Financial Aid and Scholarships for Indian

Financial aid is an important factor to consider for students applying abroad. Careful planning is both necessary and wise. Foreign nationals are required to show proof of sufficient funds to cover at least the first year of their college education to apply for a student visa. To compare the total cost of studying in various countries, check out Cost of Education
The burden of securing necessary funding can be challenging, and sometimes frustrating. Your savings (or your family's) may be the only reliable source of funding you have as you begin your program of studies abroad.

Important : University funding is easier to get in the United States than in U.K., Canada, Australia or New Zealand. Most students who go to Australia and U.K. are self funded students.
We list here the various options for financing your education abroad:

New Zealand

State Bank of India, Bank of India, Andhara Bank, Syndicate Bank and Canara Bank and many other banks have educational loan schemes which extend from schooling to research. The amount differs according to the course. Banks give a loan for studying abroad which is as high as Rs. 10 lakhs.
These loans are subject to many terms and conditions. Apart from being only a partial loan - at least 25% of the total course expenditure is to be paid by the parents of the student. The candidate has to provide security for the loan he gets. It can be in the form of a house mortgage, NSE shares or insurance policy. Security for a loan of upto Rs. 25,000 is nil but for a loan of over Rs. 25,000 to Rs. 3 lakhs, it is 100%. For a loan of Rs. 3 lakhs to Rs. 5 Lakhs, the security to be provided is 150 % and it is 200% for a loan of over Rs. 5 lakhs.
However the banks do not give these loans to anyone who applies for them. The first condition is that admission should be confirmed. Secondly, loans are not given for correspondence courses. And thirdly, the past academic record of the loan seeker should also be satisfactory. Anyone who fulfills these conditions is eligible for an educational loan which covers course fees, hostel fees, cost of books, equipment, and one way fare to the place of study if the parents of the candidate do not live there.

Repayment has to start 6 months after the completion of the course or if the person gets a job immediately after completing the course, one-month after getting the job. The maximum time given for the repayment is 15 years counted from the date of the first disbursement.
Loans from trusts have low rates of interest (2-4 percent), or are interest free. Some of the most well known trusts are listed below:
  1. J.N. Tata Endowment:
    Low-Interest loans of Rs. 50,000 to Rs. 2 lakhs, and grant of Rs. 25,000 to Rs. 50,000, for several disciplines. Completed application forms must reach by 25th February of the year of award.

    For more details and application form, write to:
    The Director,
    J.N. Tata Endowment,
    Bombay House,
    24 Homi ModyStreet,

  2. K.C. Mahindra Education Trust:
    Upto Rs. 65,000, for postgraduate studies in various disciplines. Forms must be requested before 28th February of the year of award and completed forms must reach by 31st March of the year of award.

    For more details and application form, write to:
    The Managing Trustee,
    K.C. Mahindra Education Trust,
    Cecil Court,
    Mahakavi Bhushan Marg,

  3. Mariwala Trust:
    Upto Rs. 50,000 interest free, for postgraduate studies in several disciplines. Application forms must be requested before 1st March of the year of award and completed forms must reach by 30th April of the year of award.

    For more details and application form, write to:
    The Managing Trustee,
    Mariwala CharityTrust,
    409 Shah and Nahar Industrial Estate,
    Dr. E. Moses Road, Worli Naka,
    Tel: (022) 4938307 Fax: (022) 4974704

  4. R.D. Sethna Scholarship Fund:
    An amount of Rs. 20,000 to Rs. 50,000 at 2 percent annual interest for undergraduate and postgraduate studies in science, technology, commerce and education. Completed application forms must reach by 31st May of the year of award.

    For more details and application form, write to:
    The Chief Executive
    R.D. Sethna Scholarship Fund,
    Esplanade House,
    29 Hazarimal Somani Marg, Fort,
  5. Sahu Jain Trust:
    The trust offers loan scholarships for higher studies in India as well as abroad.

    For more details, write to:
    The Secretary
    Sahu Jain Trust,
    4th Floor, Times House 7,
    Bahadur Shah Zafar Marg,
    New Delhi -110002

Fellowships are very popular, and securing one is a very difficult because of the serious competition. A few important ones are listed here:
  1. Aga Khan Foundation:
    This fellowship is available for development studies and courses not available in India. Forms are issued from January each year and completed forms must reach by 31st March of the year of award.

    For more details and application form, write to:
    Aga Khan Foundation,
    Sarojini House, 2nd floor,
    6 Bhagwan Dass Road,
    New Delhi -110001

  2. Inlaks Scholarships:
    This fellowship is available for several disciplines.Applicants must be graduates, and 19-30 years old. Completed application forms must reach by 30th August for the following year.

    For more details and application form, send a self addressed envelope to:
    Inlaks Foundation,
    PO Box 2108,

  3. AT&T Leadership Awards (For U.S. only):
    U.S. $ 5,000 awards for the students from the Asia-Pacific region going to the U.S. for study in any discipline. Six of the 36 awards went to Indians in 1998. Applications must reach the programme’s Malaysia office by 15th September. Decisions are announced by 31st December.

    For more details and application form, write to USEFI or email or fax at (886) 2-2715-7013 (attn: AT&T Leadership Award)

  4. Rotary Ambassadorial Scholarships:
    The scholarship amount goes upto U.S. $ 23,000 for studies in any subject and any country.

    For any information, contact any Rotary Club office or write to:
    The Scholarships Programme,
    Rotary Foundation,
    Rotary International, One Rotary Centre,
    1560 Sherman Avenue,
    Evanston, Illinois, U.S.A.

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Interview about GRE

Interviews by Institutes abroad is very rare and is usually limited to some business schools. You most probably will not have to go through one. But, just to let you know, Wharton visits Delhi, Bombay and some other cities every year to interview applicants. Some schools conduct interviews telephonically and some others through their alumni who are based in the city you live in.
If you happen to be applying to an institute that wants to interview, you ought to be prepared.

Preparing for the Interview - have the right attitude and do your homework.
  1. Consider the interview as your final opportunity to market yourself.  Establish your objectives for the interview.  Think about ways of reinforcing your strengths and addressing your weaknesses.  Be prepared to support your claims in the application essays.  Good preparation will also help you relax somewhat during the interview.
  2. Know all that you can about the school and the program - the school brochures and the website can be useful sources. Carry out a search in Google or Yahoo by the name of the school and read the relevant results. This could make you aware of some specific details about the school or the program, which would reflect in your answers during the interview. It could pay to project yourself as a person who pays attention to detail. It also conveys your interest in the school.
  3. Prepare for the typical interview questions.  Most of the interview questions come from two categories
    (1) Standard questions for all students like Why MBA, Why Yale etc.
    (2) Questions tailor-made for you based on your essays and your resume.
    The interviewer may wish to probe into some of your claims to fame in your essays.  Be sure to review your application, essays and resume prior to the interview.  The worst thing you can do is contradicting yourself at the interview.
List of standard questions
  • Why do you wish to pursue the program that you have applied to?
  • Why do you want to attend this school?
  • Name some other schools that you have applied to?
  • Tell me about yourself.
  • What are your career goals?
  • Where do you see yourself in ten years?
  • What value can you add to the program?
  • What are your greatest achievements?
  • What do you consider your three top strengths/weaknesses?
  • Why should we accept you?
  • Do you have any questions?
Most of the above questions would have been covered in your essays in one form or the other. Review the exercise that you did in the essays section to get your life in perspective. The interview is  your big chance to elaborate on things that you could not cover in your essays.  You should also be ready with 3-5 good questions that reflect your concerns about the school and your success in the program.
Other typical interview questions would most likely be from one of these categories:

a) Undergraduate Education


Remember your interviewers are from the academia, so give adequate importance to learning and education.  Show your commitment to learning and growing.  Talk about your extracurricular activities and how these activities helped build your well-rounded personality. Detail your contribution as well as what you learnt. Describe how your schooling will help you in achieving your career goals. Describe any leadership experiences and what you learnt from those experiences.

b) Work Experience


Be enthusiastic about your job experience.  Portray yourself as one who tries to exceed expectations.  Stress on teamwork, motivation, continuous learning and ownership.  Be positive when talking about your boss or your firm.  If you changed jobs, it should have been motivated by a desire for more challenges, more responsibilities, opportunity to grow and so on.  Avoid negative comments like unappreciated, underpaid etc.   Don’t be afraid to talk about a failure.   Stress on what you learnt from your failure.    Describe your leadership experiences at work.  Leadership potential is a very important quality desired by all MBA programs.
c) Goals

Show that you are committed to your career objectives.  Your goals should be consistent with your experience and your desire to pursue further education.  Be practical where you see yourself in five years ( refrain from making a statement like "I will be the CEO of Hewlett-Packard") and be prepared to demonstrate how advanced training and education will help you achieve your goals.  Highlight some of the strengths of the program to further justify your choice.  Make sure that all your answers connect and reflect the thought you have put in planning for your future.

d) Personal


Be sure to prepare a brief outline of your upbringing.  Take every opportunity to show that you are achievement oriented and strive to develop both personally and professionally.  At the same time, show yourself to be a well-balanced and sensible person with varied interests. In your choice of books, it does not matter whether it is science fiction or biographies: the idea is to show yourself as knowledgeable in whatever interests you pursue.


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List of Students Associations in different universities of USA

Support this effort, please!

We, some students in various universities of USA, are trying to build a database of  student associations in various universities of USA. We do not have exact number of  students studying in USA, but we can communicate students through the associations. If you know about any association of students in any US University, please inform us so that we can publish it here.
  • Students Association at MIT [Website]
  •  Students Association at Ohio State University [Website]
  •  Students Association at University of Illinois at Urbana-Champaign [Website]
  • Students Association at Indiana University Purdue University Fort Wayne [Website]
  •  Students Association at Boston University [Website]
  •  Students Association at Purdue University [Website]
  •  Students Association of California [Website]
  •  Students Association at Mississippi State University [Website]
  •  Students Association at University of South Alabama [Website]
  • Student Association of  Oklahoma University [Website]
  • Students Association at University of Illinois at Urbana-Champaign [Website]
  • Students Association Inc. [Website]
  • Students Association at University of Minnesota [Website]
  • Students Association at Texas A&M University, College Station [Website]
  • Students Association at Auburn University [Website]
  •  Students Association at Oklahoma State University [Website]
  • Association for Virginia Tech [Website]
  • South Asian Students Association at Princeton University [Website]
  •  Students Association at University of Alabama [Website]
  •  Students Association at Texas Tech University [Website]

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Friday, December 24, 2010

List of items that You have to send to university

These items you will send as hard copy (printed papers) through FedEx, DHL, TNT or simply EMS.

1. Your University's Transcript - Honors program. Must be original.
2. Your University's Transcript - Masters program (if you have). Must be original.
3. A well-written two-page Statement of Purpose (SOP), signed at the bottom of both pages.
4. Letters of Recommendation - from THREE teachers. Each sealed in official envelop. Total 3 envelops.
5. Financial statement from the bank of your sponsor.
6. CV (optional).

Will my SSC and HSC credentials are important?
[Answer by Sarwar] Those documents do not have A SINGLE OUNCE OF USE in USA. My friend in New York could not complete his education of Honors in DU, before that he had to come here (taking DV). He found not a single college that recognizes his HSC papers issued from Notre Dame College. They told him that your Exam controller (i.e. Dhaka Education Board) should directly send the transcript of HSC to their college (which is hilariously impossible). But, those documents you need to keep ready during visiting embassy for Visa Interview. I took them with me, the consular did not want to see. I know at least 20 friends of BUET who carried the same, none of them had to show it.

What other documents should I keep ready for applying to a university
 Documents you need for applying to university:
  • Transcripts (original) of Bachelor and Masters (if you have)
  • Letters of recommendation (usually 3)
  • Financial statement (just a report from your bank, not transaction record)
  • Any other form required by the school to be filled and signed.

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how to write approach letter with sample

We like to thank Mr. Shakhawat (Raju) for sending us an email he sent to a professor. We are publishing exactly what he sent us. We obtained permission from him.

Dear Sir,

This is Shakhawat Hossain, a graduate in Biochemistry & Molecular Biology from Bangladesh.

I have finished my 4 year long Bachelor of Science (B. Sc..) From the University of Dhaka, Bangladesh. I achieved First Class with 68.75% marks. 
This is equivalent to American "A" grade.

Currently I am doing my Master of Science, in this same university. The course is supposed to end in December 2007. I am in the thesis group.

I am working in a project that deals with CYP450 isozyme in xenobiotics. I am expecting my publication to come out on this. Unfortunately, in our university the rate of publication is slow and it takes long time to come out after submitting.

My TOEFL score is 273.
My GRE total is 1170.
Breakdown: Verbal 470, Quantitative 700, Analytical Writing 4.5.

I applied to your Fall 2007 session this year and unfortunately was not successful. That is why, I want to apply more seriously next Fall 2008.

My field of interest is Toxicology. I was very happy to hear that you are working on this field.

Sir, Please give me a reply when you read this email.
Before finishing once again let me mention, I want to do my PhD with you, sir!

With best regards

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How many universities should I apply?

There is no hard and fast rule.
For a student who has got his admission confirmed directly by the professor, he should go straight ahead with that one university only.
But majority of the people, this number is between 6 to 10. If you pick 10 Universities, be sure to keep 2 very good universities (where your admission is very unlikely), 3 down-ranked universities where your admission is pretty confirm, and 6 moderate to better universities and play seriously with them.

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I-20 Form sample

The I-20 form is issued by the Graduate Admission School. It is in other words called "Admission Letter". It specifically mentions what amount of financial support you will be given, and what amount of money you will have to provide from your pocket. The form is a black-and-white 2-sheet long and written in type-like fonts. In the right side there is SEVIS number and code; left to it is an empty box where the immigration officer puts his seals (after reaching USA).
The first document that the Visa consular wants to see is your I-20.

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Hi everybody!

On April 29, I appeared before the US embassy for visa interview, which is probably the most tensed event of the odyssey. Let me share the cascade of events from getting I-20 till getting the visa.

Saimon overseas:

After getting the I-20, I went to the Saimon overseas, the agency possibly recruited by US embassy to process the required documents, on the very next day. It is at Gulsan-1, behind the Uday tower, a 3 minutes walking distance from Gulsan-1 towards Gulsan-2. I collected the visa application form couple of days earlier, after getting the email of admission offer.

During submission of application form to Saimon center, the application and the attached papers (a photocopy of I-20 and passport and 2-copy DV-size photo) were submitted to the left counter first, with a young lady sitting behind. She checked the application for any necessary correction. Then she returned all the documents to submit those with the application fee of 9573/- to the right counter. Student applicants were getting priority as I got the interview schedule just with a one-day interval. Other applicants were given schedule after a week or so. I returned from Saimon center with a payment receipt and interview card.

American Center:
On the day before my interview, I went to the American Center at Dhaka for the first time. They provide student counseling at a fee of 50 tk only, but I could not manage the appointment as my interview was on the very next day. It usually takes 5/6 days to schedule an appointment for counseling. They also offer a video of a visa officer regarding “preparation for visa interview”. It costs 50 tk also. I decided to watch the video to get some idea and I found it very useful. I would recommend all to have a look at that video and get the counseling if possible.

Visa interview:
My appointment was on 11:30, and I was asked to be there at around 30 minutes earlier. DON’T TAKE ANY MOBILE PHONE, PEN DRIVE, CD WITH YOU. I did not know it. On the gate, the security guards refused to let me get in with my mobile phone and there is no system to deposit the phone. So I had to get back to Gulshan 2 and kept my mobile phone in a roadside shop. It was indeed a big hassle.

After passing the security check, I entered the waiting room and found few people sitting there. In front, a video was being shown regarding finger print scan. At around 11:20, I and three other student visa applicants were asked at Window #2 for finger print check. There a Bangladeshi young lady took my passport and the Saimon center receipt and did the finger print checking. Then we came back to the waiting room again.

At around 11:40, one of the four candidates, he was from CUET, was asked to enter the window #9. Within minutes he came back and left the room without talking to anyone. I was scared that he might be refused. Then a BUET guy, Reaz, was called on and he also came back within 2 minutes. As I had some talking with him earlier, he came directly to me with a smiling face and told me that “Diye dilo to”. Just after that, I was asked to get in and I entered window #9. Below is the conversation there:

    • Me: Hi Sir, I am ….., May I come in?
    • Officer: Yes Sir. What’s your name please?
    • Me: I repeated my name.
    • Officer: Give me all of your documents. You don’t have to clarify these. Just give everything to me.
    • (The officer took a look on my I-20, offer of admission, toefl and gre score)
    • Officer: What are you doing right now Sir?
    • Me: Working as an executive in ……
    • Officer: What do you do there?
    • Me: I launch new pharmaceutical products
    • Officer: Is the university paying for you.
    • Me: Yes Sir.
    • Officer: (giving back all my documents) Well, I am approving your visa Sir, welcome to United States. (giving a token to me) Bring this token on 3rd May to get your passport back.
    • Me: Thank you Sir, thank you very much.
    • I got out with a smiling face.

Getting passport back:
On 3rd may, I entered US embassy at around 12:45, as I was asked to be there at 1:00. There I met Reaz, that BUET guy, and another applicant. We all three were waiting for that moment. Suddenly around 5/6 names were announced in the microphone and were asked to go to window #6 to collect the passport. I was not in the list and became tensed. After minutes, Reaz came back with his passport having US visa. Couple minutes after, 5/6 names were announced again and this time I heard my name there. I entered window #6 and that young Bangladeshi lady, who took our fingerprint on the previous day, was sitting behind the window with a number of passports with her. She gave me my one and asked to check it through. I came back with my passport with the US visa inside. I took a long look at it!! This is it!!! For which I was working for last couple of months. There was no mistake in my passport so I left the embassy showing maximum of my teeth to maximum people around me.

Abir, Mirpur 1, Dhaka.

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Thursday, December 23, 2010

GRE Update 2011

Major Changes to GRE in 2011

  • All 3 sections in GRE will be revised (verbal reasoning, quantitative reasoning and analytical writing)
  • Grading scale from 130 to 170
  • No More  Antonyms and Analogies in GRE Verbal  section (Good News)
  • Antonyms and Analogies will be replaced with reading-comprehension
  • Skip back and forth between exam questions. ( No more computer adaptability for every question)
  • Calculators are allowed in GRE 2011

Stay tuned for more details on changes to GRE in 2011. We will post a detailed comparison of  Revised GRE in 2011 and current GRE General Test.

So, what do you think of the new changes to GRE Exam? This gives options to students who are planning to take GRE in year 2011 to think, if they want to take the old format or new GRE Exam format.  There will be lot of rush to book GRE exam dates in 2011, just before the new GRE changes will be offered, so plan accordingly.
If you have any questions about New GRE Exam pattern, leave  comment below.
Most of your questions about Changes in GRE 2011 is answered in above link.
You may want to consider taking GRE in Current Pattern, before changes in GRE come into effect (august 1, 2011)

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How to Send Marksheets

I am just beginning the process of preparing applications for graduate schools. I understand we have to submit an official transcripts from undergraduate institutions. What about high schools? Do they accept photocopy of high school marksheet.

If someone can answer this, I will be very thankful.
High school transcripts (or mark sheets) are not mandatory documents. But, I would recommend you to send them along with other college application documents.
For High School transcripts, you can make photocopies of the original document and get it attested (notarized). That’s sufficient and you don’t have to make it official by getting signed from registrar.
Dont forget to include the following documents too
  • photocopy of GRE and TOEFL score report
  • copy of passport front page (that has your personal details)
Do you have any other questions related to transcripts? Leave a comment below this blog post.

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How to Send Transcripts

Transcript is mandatory document that has to be sent along with college/university application in additional to other documents. But, what is a transcript and how to get one in India?

According to Wiki

In United States education a transcript (Cumulative Record File, CRF, Permanent Record, or simply Record) refers to a copy of a student’s permanent academic record which usually means all courses taken, all grades received, all honors received and degrees  conferred to a student. When students are thinking about changing schools, the cumulative transcripts usually get mailed from school to school.

I saw in the profile of the most of the USA universities that they need official transcripts to be sent directly by the last institution to their admission office in order to apply for phd positions.
My last institute is not sending my transcripts directly but they are able to provide the sealed transcripts saying me to sent it by myself. So if am sending the sealed and packed transcripts, will they accept it or not….

Transcripts in India

  • Transcripts in India refers to Mark sheets (Cumulative or semester-wise).
  • After every semester, university will give a copy of original mark sheet to students.
For applying to universities in USA, you have to send official transcripts.  Since, you get only one copy, you have to get the mark sheets signed from University Registrar to make it official.
Process to get official transcripts changes between colleges and universities. But, following steps will give an overview of how to get transcripts.
  1. Make copies of all mark sheets (photocopy, zerox)
  2. Put them in an envelop
  3. Pay the fees at university for transcripts ( I think its around Rs 100 to Rs200 per transcript)
  4. Submit the copies to University Registrar office.
  5. Registrar will verify the mark sheets and sign each page. If you have 8 semester mark sheets, all 8 pages have to be signed (with seal)
  6. Paste the envelop and sign and seal at the envelop opening.
Signed and sealed envelop with mark sheets is now official transcript and you can send that along with application documents. Universities in India will NOT send the transcripts to US. Even though website say only transcripts from universities are accepted, it doesn’t apply to International admission.


If you have additional questions/comments about official transcripts, do leave a comment below. If the process to get transcripts is different with you school, can you leave a comment below about the procedure?

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Living cost for Students

While you are going to school in USA as an international student, every penny counts. Cost of living is major factor when selecting University to apply for graduate admission or when deciding between choice of universities.

Cost of living calculator will give an idea about different cities and its very clear from difference in salary range for masters degree in 13 different cities,.
Also, students life style is much different from people who work full time. Here’s the breakdown of typical monthly student expenses and list gives an average of many cities, if student happen to study in LA, it will be more expensive.

Cost of Living in LA

  • Apartment Rent  – $75 to $200/month ( Can’t avoid. More roommates less Rent)
  • Electricity – $10 to $25/month
  • Food – $75 – 150/month (Depends on Eating Habits)
  • Laptop – $450 – $1500 ( One time investment)
  • Cell phone – $35 to 70(iPhone costs more, landline not required)
  • Public transportation – $30 (usually for students its free )
  • Books/Textbooks – $50 – $150 /quarter (Get books from friends or buy used books)
  • Shopping/travel – $20 to $50/month ( It varies )
  • Calling cards – $5 to $20/month (free – Skype, GTalk, )
  • Car – $1500 – $3000 (will discuss in separate article)
  • Car maintenance – $80 to $100 / month ( Includes – insurance, gas, service, parking)
  • Gifts to GFs/BFs – Unlimited
  • Cheap International Students Health Insurance – $30+/month ( if University Policy is not mandatory)

How much did I spend while in School?

  • Apartment Rent  – $75 (yeah its just $75)
  • Electricity – $10 – $15
  • Food – $125/month
  • Laptop – $1500 (Fujitsu Lifebook)
  • Cell phone – $45 ( I got Cell phone almost towards the end of M.S.)
  • Landline phone – $5
  • Internet, Cable TV, Netflix – $15
  • Books/Textbooks -I got most of books from friends/seniors
  • Shopping/travel – $50 to $100/month ( It varies )
  • Calling cards – $10 (Used Yahoo Messenger – Vocie chat)
  • Car – $600 ( My first Car, shared the cost )
  • Car maintenance – $50 ( $100/2 insurance, gas, service, parking)
  • Gifts to GFs – $0 (Poor Me!!)
  • Cheap International Students Health Insurance – ( University’s Health Policy was mandatory)

I douut, if you can still get to spend $75 for apartment these days.  Did I miss anything? If so, write a comment to this article.

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Average Master’s Degree Salary

Couple of days back, one of the Happy Schools Blog reader had sent me email asking to explain few steps to find the salary range for the position she’s going to interview next week. That’s an important step in job search – finding the salary range offered for a position before attending the interview.

HR person is definitely going to ask what is the your salary requirements. Not being aware of the Salary Negations techniques is a big mistake during the job interview process. Here’s a list of 9 salary negotiation mistakes made by students, as the result, they end up getting paid few thousand dollars less that what they are worth.

Whats your worth?

Getting paid $5000 to $10,000 less that what your worth will have huge impact in your career in future years. I had written about Cost of living calculator in different cities in U.S. from the cost of living article, its clear about the impact of salary in different cities.

Following list will give an average salary for jobs that require Masters Degree, or average salary in 13 different U.S. Cities people get who have Master’s degree.

Someone with Master’s degree in New York City gets $32,000 more when compared to Salt Lake City. So, cost of living factor plays a huge role in deciding how much the position is worth.

Can I save more money working in New York?

Next question will be – does that mean someone working in NY will save more money than someone working in Salt Lake City?

Answer is yes and no. Apartment rent would cost $1500 in NY, where as same apartment will cost $500 per month in Salt Lake City. Companies usually adjust the salary range based on the location where position is being offered. End of the month amount of money saved will be equal and again it depends on the lifestyle too.

Source of above Salary Data is But, finding high paying job is not easy task, but involving in professional networking and building the contact will help to get information about Salary, job openings. Here’s an guide to use Linkedin for effective and most powerful way to search for jobs.

I plan to write few more article about Average Salary for Software Engineers in different cities in U.S. and how much will be take home pay. Earning $80,000 per year is not an big issue, at the end of the day, how much can a person save per month is the topic to be discussed.  To stay informed, subscribe to email updates from this blog. So, what do you think of this article? Leave few words as comments….

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Cost of MS in US

Cost of studying in US is huge, when compared to the cost students pay for college in India. If you plan to study in US  Universities, then plan for the worst case scenario. Make sure you take into account of all possible expense you come across.

Never think, you can get scholarship or assistanship as soon as you reach U.S. It takes time and some students wait long time before they get to see some form Financial Aid ( Grants, Scholarships, Research Assistantship, Teaching Assistantship or part time job)

First question parents who ask, if you say about your plan to study in U.S. – How much would it cost to study in U.S.? do we have so much money to pay for it? Will they give aid for studying in U.S. Schools? and many more..

Total Cost of MS in US

I have written few article about cost of living in U.S. for students and how much a typical student from India would spend per month. But, as soon you you reach U.S. all the things you heard about will become reality.  You will come face to face with certain uncertainties and way of life.  But, that’s the way it will be and every student have to face it. Most of the information that gets passed to students back in India or other places are not true.

You will wonder what kind of questions I get and how students believe that. But, when there is no place to find such information, then what they hear is what they believe as truth. I try to clarify lots of questions and one I’m going to explain today is total expenses for studying in U.S. For this example, I’m going to assume a student coming to US to study MS without any form of aid.

Living Expenses

Student share the apartment, grocery bills, food expenses, phone bill, internet, and many more day to day activities. Usually, a new student tend to spend very less for first few months. You can read more about spending habits of International students. But, as time goes, one of the reality will set in – You will not convert $ to Rs. It takes time, but over 3-4 months, you will see $1 equal Rs.1.
Even though you will be paying all the cost from your parents money or your savings, that’s the reality. Time will change you and way of life, but its for better. So, you can expect to spend from $250 to $700 per month by living life with basic necessities. Remember cost of MS in US varies based on location and university.

Tuition Fees

Tuition fees is the major cost you will incur while studying in U.S. International  students have to pay Out of State Fees.  In state fees is usually 1/3rd of Out of state fees. So, if you don’t get scholarship, get ready to pay $5000 to $9000, maybe more per semester for 3 courses ( 9 Credits). MS runs from 2 years to 2.5 years in other words 30 to 36 credits. Based on that you can do that math.

Why Pay so much to study in U.S.?

Well, you can get to pay back the student loan in 2-3 years time after you get a job. You get to study the latest technologies that are invented and used by rest of the world.

  You might get to take a course under a professor in U.S. University, who’s book you should have used as part of syllabus back in India or other places in the world.  I would say, cost of MS in US is big, but its worth every penny. America is land of wonders, opportunity and many more.

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